After an injury, there are many financial considerations and concerns for the patient and the family members. Catastrophic injury or disability is the greatest single financial threat to personal and family resources. Many individuals have difficulty returning to work or school, or may even need to change careers due to their injury or disability.
For this reason, many families find it necessary to look for other sources of funding to finance rehabilitation and provide income. The first step is to determine if the patient has Short and Long Term Disability Insurance, which will provide a predetermined income in the event of an emergency or disability, and if the patient is eligible for disability benefits under Social Security.
Once all funding sources are known and understood, additional services may be needed such as financial planning, credit counseling, or debt management.